Credit Screening Policies:

While we try to process all applications in 58 hours.  Some applications can be held for up to 5 days. 

Credit Score 700 or above 

Is granted approval as long as:
Income is verified, min 3x the rent, and min  6 months at the job. 
No violent criminal history
Positive Landlord Reference 
(See Previous Eviction Policy)

 

Credit Score <700

We ignore all medical debt and student loans.
Absolutely no unpaid utility bills, unpaid cell phone bills, or unpaid cable bills.
Absolutely no late payments for the last 48 months or items placed into collections
No violent criminal history
(See Previous Eviction Policy)

 

NO CREDIT HISTORY

To be considered with no credit history, you will need to:
Show 6 months’ reserves in bank accounts + security deposit money
Show 24 months of rent paid verifiable rent receipts.
Show 6 months of bank records
Be employed at the same job for 12 consecutive months

 

Previous Eviction Policy

No evictions are allowed at all within three years of the application date
If eviction is over Three years to seven years old, the tenant must demonstrate they have six months of reserves in a bank account and have had it for 90 days.